Finding the right home for you is your primary goal, but enjoying it with a lower payment and better mortgage terms is a very important secondary goal. We’ve researched and worked with many mortgage brokers and lenders in the Las Vegas real estate market, and we are proud to say that we have an amazing team that we can confidently call one of our Professional Partners and part of our Real Estate Team.
Less than stellar credit
Mortgage lending requirements has become tougher in our new financial environment, and it’s easy to get a ding or two on your credit these days. It doesn’t even take a mistake or late payment since credit scores are reduced for the amount and ratio of debt, as well as the types of debt. Millions of people pay their bills on time and still don’t have high credit scores. Our Team knows the sources that provide good mortgages for less than perfect credit scores, and we can assist you in selecting the best fit for you.
Our Lender will determine the items that are negatively impacting our client’s credit and assist them in correcting and improving their scores. This is offered to our client’s at no charge and done to provide you with the best mortgage loan. Our Lender Team has the professional experience and knowledge to provide the best terms and rates to our Home Buyers.
The self-employed borrower
Since the mortgage and housing crisis that began in 2007, it has become an intense process to get a loan to purchase a home. For a business owner or self–employed person to get a mortgage the required documentation of income and expenses has become much more detailed. However, our Lender Team is knowledgeable with unique options for Home Buyers that are either Self Employed or earn primarily cash Income in their employment. You will be presented with multiple sources and options to choose the best mortgage that will fit your needs.
Down Payment Assistance Programs
Another service we offer our clients is educating them about receiving FREE Money to use for their down payment and closing costs. We are trained and professionally certified to represent you. You will be pleasantly surprised when you learn how easy it can be to qualify to get FREE Money from State and Community programs to buy your home. There are a handful of different programs that we can assist you with and we guide you through the entire process. There is no cost for us to assist you with these programs so contact us today to identify how much money you may qualify to receive. Simply said, if you can afford to rent, you can afford to buy.